A Credit Card that Offers Great Benefits Beyond Just Travel- the Qantas American Express Premium
The biggest trend among credit card companies today is in the realm of travel related rewards. People want to travel more and more and they are looking to credit cards to assist them with their frequent flier miles and the travel rewards that come with them. The Qantas American Express Premium credit card is one of the most highly sought after travel credit cards and it is making such a big impact not just because of its travel rewards. The Qantas Premium card gives full benefits and bonuses that enhance its appeal. Whether you want the Qantas card for travel purposes only or for its low interest rates or the convenience of online banking you can benefit highly from having it in your wallet. Let’s take a closer look into the card’s popular bonus features:
One aspect of the Premium card that many people like is the Qantas Club invitations that are available each year when you first spend with your card on select Qantas services. These two tickets you get are your invitation to using the travel rewards that the card offers and they are available each year.
Insurance is another great bonus feature that the Qantas Premium card comes with that many other credit cards leave out. As a traveling credit card holder you can have a greater piece of mind knowing that you will always be protected. Insurance is available domestically (health and auto) as well as overseas. Check with customer service with your individual case to see what plans are available.
The Qantas Premium American Express credit card comes equipped with great features such as 55 days of interest free purchasing, low balance transfer rates and the ability to do your banking online. Because you have 55 days to spend without paying a dime of interest the Premium card is the perfect fit for someone wanting to try it out risk- free. The low balance transfer rates allow you to transfer money that is tied up in higher interest cards, which is sure to save you a good amount of money. And since you can do your banking online you can pay your bills from your computer. It doesn’t matter if you are in Australia or not because banking can be convenient and easy.
The Premium credit card by Qantas and American Express is the perfect companion for traveler’s and non-traveler’s who are just looking for a quality credit card to accompany them.
Are We Underestimating What We Spend On Credit Cards?
An investigation organized by Egg says consumers have greatly underestimated the amount that credit cards are used throughout the United Kingdom, what this means is consumers are spending a lot more than they think. The investigation revealed that when consumers thought they had spent was Ј236billion was in fact Ј437 billion, some difference!
How come there is such a big difference?
Well most of us usually pay for everything with the plastic card and find it hard to keep track of what we spend.
Most people have more than one credit card and a lot of them transfer their balances from time to time to get the best interest rate, so when you are working with two or more credit cards it’s easy to miscalculate how much you’re spending, and with so many different payment options for you to choose from you can see how there can be such a difference in what we spend, over Ј200billion! scary or what?
Another question you have to ask is, if we do not know what is in our accounts how do we know we are not getting ripped off?
Six out of ten consumers didn’t know how much was in their accounts so money could be taken out and they would have no idea. Mind you some would say (not me you understand) if you don’t keep track of your money you deserve to have it pinched.
The British Bankers Association revealed that by the end of September, credit cards sales had fallen for the last two months indicating that consumers are being careful, but with Christmas around the corner I am sure the credit card sales will be up and we will have another bumper spending spree with the plastic cards.
So the question was, are we underestimating what we are spending? well the facts definitely say yes!
So what should we do about it well keep a tighter grip on your accounts, double check what’s coming in and out and make sure everything balances at the end of the month.